Here is some basic information you need to get started:

• Down payment assistance money ranges $15k-$45k and 2%-22% of the purchase price.
• You must use an approved lender knowledgable with these programs.
• Down payment assistance money is available to any home buyer that qualifies.
• You may need to contribute a small portion of your own money towards the purchase (about $1000 & can be used for deposit, home inspection, appraisal, purchase price, etc).
• 99% of the time, this money does not have to be paid back.
• Any type of home can qualify (condo, mobile/manufactured, single family detached, etc).
• Down payment assistance money is not guaranteed, because the government has limited funds. So, you need to act now!

I have saved many home buyers thousands and thousands of dollars by giving them the information & knowledge they need to make good decisions and I have been able to help make home ownership an affordable reality for so many people who didn't think that owning a home was possible. So, contact me today by completing the form below.

EXAMPLE.......
Around 11AM on July 29, 2008, there was about $3.5 Million available in one of the government sponsored Grant Programs, and you didn’t have to be a first time home buyer to use these funds. This was obviously very good news since I was working with a few buyers who could use some grant money for their down payment. However, about 6 hours later, I leaned that there was only $229,000 left. This money was being spent at a rate of about $585,000 per hour!!!!
Moral of the story is that these funds go fast. With 100% loans scarce everyone is looking for down payment assistance. There are still Scottsdale home buying programs which are available to needy borrowers, it’s just that there are lots of restrictions attached to them and oftentimes its only available on a first come first served basis. So, if you want or need gift/grant money for your down payment, contact me today by completing the form below, because, on certain programs, when down payment grant money becomes available, it runs out fast.

Also, I have proof that I am good at helping buyers. Read some of my THANK YOU LETTERS from satisfied home buyers. If you need more references, I am happy to provide you with names and numbers of additional buyers I have assisted. I know my knowledge & information will help you to make good real estate decisions. So, don't wait any longer! Contact me by completing the form below to get the information on Down payment Assistance Money.

Most banks & lenders along with Fannie Mae & Freddie Mac have been tightening their lending qualifications & changing the types of loans they allow & will continue to do so until the current mortgage situation improves. They are getting more restrictive & even eliminating certain types of loans. In fact, there are only 2 ways left to buy a home with zero money down, and I know how to do it! So, if you can get qualified to buy a home now, you need to buy now before programs, guidelines & loans change, get more restrictive & tougher to qualify. Home prices have already dropped & we are definitely in a buyer's market. So, there is no reason to wait any longer to buy a home, especially when you may be able get to Down payment Assistance Money!

100% FINANCING
Despite what you hear from the news or read in the newspapers, it is still possible to buy a home with ZERO MONEY DOWN in Scottsdale! These types of loans are backed by the government. So, you won't be getting into anything risky. They all have fixed interest rates & fixed payments on a traditional mortgage. There are no extra costs or anything like that associated with getting one of these types of loans. The reason you won't hear a lot about these ZERO MONEY DOWN loan options, is that most other real estate agents don't know about them. Also, they require more work from your real estate agent & most of them don't want to do that extra work. However, I know about these ZERO DOWN HOME LOANS and I am willing to do the extra work that they require.

To get more detailed information about these ZERO MONEY DOWN mortgages for Scottsdale, 2 things need to happen. First, you need to complete the form below and then allow me to be your Buyer's Agent REALTOR®. So, let me help you by giving you the information you need in order for you to make good real estate decisions. Contact me today!

Oh, by the way ....
The great things about these ZERO DOWN 100% FINANCING home loans is that it's not necessarily credit score driven. So, even if you have a low credit score, you will still probably be able to get one of these loans. Complete the form below & I'll contact you ASAP with more information.

Don't forget that as your Buyer's Agent Realtor®, in addition to down payment assistance, I can also help you to:

• find & buy HUD HOMES for $100 down payment or 50% off list price and
• give you access to Scottsdale REO & Scottsdale FORECLOSURES for sale and
• give you information on unadvertised incentives on Scottsdale NEW HOMES.